B+

Oak Hill, NY

Source:

Affordability Score: 78/100

Population: 277 · 1 ZIP codes

The affordability dashboard for Oak Hill, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 277 residents, then layers in county-level federal data to produce an overall grade of B+ (78/100). The headline inputs are median household income of $109,750, median home value of $342,500, median rent of per month, and 46.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,373 per month (studio $1,008, 1BR $1,118, 3BR $1,813, 4BR $2,075). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Oak Hill, NY include income, education, rent. Unemployment currently reads 0.0% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$109,750
Median household income
Education B+
46.9%
Bachelor's degree or higher
Housing C+
3.1x
Home value $342,500 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,373/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$12,844/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$109,750
▲ 77% vs national
Per Capita Income
$70,641
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
$342,500
▲ 25% vs national
Median Rent
Owner Occupied
95.0%
2BR Fair Market Rent
$1,373/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,008
1BR
$1,118
2BR
$1,373
3BR
$1,813
4BR
$2,075

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.9%
▲ 17 ppt vs national
High School+
76.9%
Median Age
61.3
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
12% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Oak Hill, NY receives an overall affordability grade of B+ (78/100), aggregated from 1 ZIP codes with a total population of 277. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Oak Hill, NY affordable?
Oak Hill, NY receives an overall affordability grade of B+ (78/100) based on Census, HUD, FBI, and DOL data. Median household income is $109,750. Median home value is $342,500.
What is the cost of living in Oak Hill?
Key cost metrics: 2BR fair market rent $1,373/mo. Infant childcare $12,844/yr. Median home value $342,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →