C

Oaklyn, NJ

Source:

Affordability Score: 57/100

Population: 13,675 · 1 ZIP codes

The affordability dashboard for Oaklyn, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,675 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $80,833, median home value of $300,500, median rent of $1,389 per month, and 42.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423). Department of Labor data lists infant center-based childcare at $14,648 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Oaklyn, NJ include education. Pressure points are childcare. Unemployment currently reads 6.0% and poverty 10.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,833
Median household income
Education B+
42.2%
Bachelor's degree or higher
Housing D
3.7x
Home value $300,500 vs income
Commute C-
26 min
Average commute time
Rent C
$1,810/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,648/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$80,833
▲ 30% vs national
Per Capita Income
$47,192
Unemployment Rate
6.0%
Poverty Rate
10.1%

Housing

Median Home Value
$300,500
▲ 9% vs national
Median Rent
$1,389/mo
Owner Occupied
56.8%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
42.2%
▲ 12 ppt vs national
High School+
68.2%
Median Age
37.5
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$14,648/yr
18% of income
Toddler (Center)
$14,320/yr
Preschool (Center)
$14,320/yr
School-Age (Center)
$6,631/yr

What This Means

Oaklyn, NJ receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 13,675. This area performs well in education. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Oaklyn ZIP Codes
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What are common questions about this dashboard?

Is Oaklyn, NJ affordable?
Oaklyn, NJ receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,833. Median home value is $300,500.
What is the cost of living in Oaklyn?
Key cost metrics: Median rent $1,389/mo. 2BR fair market rent $1,810/mo. Infant childcare $14,648/yr. Median home value $300,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →