F

Odessa, NE

Source:

Affordability Score: 32/100

Population: 118 · 1 ZIP codes

The affordability dashboard for Odessa, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 118 residents, then layers in county-level federal data to produce an overall grade of F (32/100). The headline inputs are median household income of $39,792, median home value of $139,600, median rent of per month, and 8.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,031 per month (studio $787, 1BR $863, 3BR $1,360, 4BR $1,730). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 0.0% and poverty 3.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$39,792
Median household income
Education F
8.7%
Bachelor's degree or higher
Housing D
3.5x
Home value $139,600 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,031/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,737/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$39,792
▼ 36% vs national
Per Capita Income
$26,194
Unemployment Rate
0.0%
Poverty Rate
3.6%

Housing

Median Home Value
$139,600
▼ 49% vs national
Median Rent
Owner Occupied
86.7%
2BR Fair Market Rent
$1,031/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$787
1BR
$863
2BR
$1,031
3BR
$1,360
4BR
$1,730

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
8.7%
▼ 21 ppt vs national
High School+
51.0%
Median Age
47.9
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
24% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Odessa, NE receives an overall affordability grade of F (32/100), aggregated from 1 ZIP codes with a total population of 118. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Odessa, NE affordable?
Odessa, NE receives an overall affordability grade of F (32/100) based on Census, HUD, FBI, and DOL data. Median household income is $39,792. Median home value is $139,600.
What is the cost of living in Odessa?
Key cost metrics: 2BR fair market rent $1,031/mo. Infant childcare $9,737/yr. Median home value $139,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →