C

Onalaska, TX

Source:

Affordability Score: 59/100

Population: 5,280 · 1 ZIP codes

The affordability dashboard for Onalaska, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,280 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $60,402, median home value of $163,700, median rent of $1,115 per month, and 15.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,122 per month (studio $849, 1BR $855, 3BR $1,345, 4BR $1,651). Department of Labor data lists infant center-based childcare at $6,708 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Onalaska, TX include housing. Pressure points are education. Unemployment currently reads 8.1% and poverty 19.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,402
Median household income
Education F
15.2%
Bachelor's degree or higher
Housing B+
2.7x
Home value $163,700 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,122/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,708/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$60,402
▼ 3% vs national
Per Capita Income
$28,434
Unemployment Rate
8.1%
Poverty Rate
19.4%

Housing

Median Home Value
$163,700
▼ 40% vs national
Median Rent
$1,115/mo
Owner Occupied
76.7%
2BR Fair Market Rent
$1,122/mo
▼ 6% vs national

Fair Market Rents by Bedroom

Studio
$849
1BR
$855
2BR
$1,122
3BR
$1,345
4BR
$1,651

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.2%
▼ 15 ppt vs national
High School+
51.6%
Median Age
44.7
Avg. Commute

Childcare Costs

Infant (Center)
$6,708/yr
11% of income
Toddler (Center)
$6,292/yr
Preschool (Center)
$6,136/yr
School-Age (Center)
$5,824/yr

What This Means

Onalaska, TX receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 5,280. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Onalaska, TX affordable?
Onalaska, TX receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,402. Median home value is $163,700.
What is the cost of living in Onalaska?
Key cost metrics: Median rent $1,115/mo. 2BR fair market rent $1,122/mo. Infant childcare $6,708/yr. Median home value $163,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →