B-

Onalaska, WI

Source:

Affordability Score: 69/100

Population: 23,377 · 1 ZIP codes

The affordability dashboard for Onalaska, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 23,377 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $85,548, median home value of $291,600, median rent of $1,147 per month, and 40.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,166 per month (studio $804, 1BR $889, 3BR $1,515, 4BR $1,903). Department of Labor data lists infant center-based childcare at $15,236 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Onalaska, WI include commute, rent. Unemployment currently reads 3.0% and poverty 5.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,548
Median household income
Education B
40.5%
Bachelor's degree or higher
Housing C-
3.4x
Home value $291,600 vs income
Commute A-
18 min
Average commute time
Rent A
$1,166/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,236/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$85,548
▲ 38% vs national
Per Capita Income
$49,799
Unemployment Rate
3.0%
Poverty Rate
5.3%

Housing

Median Home Value
$291,600
▲ 6% vs national
Median Rent
$1,147/mo
Owner Occupied
68.0%
2BR Fair Market Rent
$1,166/mo
▼ 3% vs national

Fair Market Rents by Bedroom

Studio
$804
1BR
$889
2BR
$1,166
3BR
$1,515
4BR
$1,903

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.5%
▲ 11 ppt vs national
High School+
60.8%
Median Age
41.5
Avg. Commute
18 min
▼ 8 min vs national

Childcare Costs

Infant (Center)
$15,236/yr
18% of income
Toddler (Center)
$13,455/yr
Preschool (Center)
$13,455/yr
School-Age (Center)
$10,660/yr

What This Means

Onalaska, WI receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 23,377. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Onalaska, WI affordable?
Onalaska, WI receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,548. Median home value is $291,600.
What is the cost of living in Onalaska?
Key cost metrics: Median rent $1,147/mo. 2BR fair market rent $1,166/mo. Infant childcare $15,236/yr. Median home value $291,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →