D

Opp, AL

Source:

Affordability Score: 45/100

Population: 10,058 · 1 ZIP codes

The affordability dashboard for Opp, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,058 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $41,708, median home value of $121,200, median rent of $718 per month, and 10.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $776 per month (studio $576, 1BR $591, 3BR $999, 4BR $1,302). Department of Labor data lists infant center-based childcare at $7,582 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 5.0% and poverty 22.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$41,708
Median household income
Education F
10.0%
Bachelor's degree or higher
Housing B
2.9x
Home value $121,200 vs income
Commute F
29 min
Average commute time
Rent B
$776/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,582/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$41,708
▼ 33% vs national
Per Capita Income
$25,561
Unemployment Rate
5.0%
Poverty Rate
22.8%

Housing

Median Home Value
$121,200
▼ 56% vs national
Median Rent
$718/mo
Owner Occupied
75.0%
2BR Fair Market Rent
$776/mo
▼ 35% vs national

Fair Market Rents by Bedroom

Studio
$576
1BR
$591
2BR
$776
3BR
$999
4BR
$1,302

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.0%
▼ 20 ppt vs national
High School+
49.3%
Median Age
46.5
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$7,582/yr
18% of income
Toddler (Center)
$7,213/yr
Preschool (Center)
$6,498/yr
School-Age (Center)
$5,903/yr

What This Means

Opp, AL receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 10,058. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Opp ZIP Codes
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What are common questions about this dashboard?

Is Opp, AL affordable?
Opp, AL receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $41,708. Median home value is $121,200.
What is the cost of living in Opp?
Key cost metrics: Median rent $718/mo. 2BR fair market rent $776/mo. Infant childcare $7,582/yr. Median home value $121,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →