B+

Orchard Park, NY

Source:

Affordability Score: 75/100

Population: 29,961 · 1 ZIP codes

The affordability dashboard for Orchard Park, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 29,961 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $109,386, median home value of $364,900, median rent of $1,270 per month, and 52.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,343 per month (studio $1,105, 1BR $1,139, 3BR $1,640, 4BR $1,869). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Orchard Park, NY include income, education, rent. Unemployment currently reads 4.7% and poverty 7.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$109,386
Median household income
Education A-
52.6%
Bachelor's degree or higher
Housing C
3.3x
Home value $364,900 vs income
Commute B
21 min
Average commute time
Rent A+
$1,343/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$15,028/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$109,386
▲ 76% vs national
Per Capita Income
$60,418
Unemployment Rate
4.7%
Poverty Rate
7.0%

Housing

Median Home Value
$364,900
▲ 33% vs national
Median Rent
$1,270/mo
Owner Occupied
74.0%
2BR Fair Market Rent
$1,343/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,105
1BR
$1,139
2BR
$1,343
3BR
$1,640
4BR
$1,869

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
52.6%
▲ 23 ppt vs national
High School+
70.5%
Median Age
45.1
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$15,028/yr
14% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Orchard Park, NY receives an overall affordability grade of B+ (75/100), aggregated from 1 ZIP codes with a total population of 29,961. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Orchard Park, NY affordable?
Orchard Park, NY receives an overall affordability grade of B+ (75/100) based on Census, HUD, FBI, and DOL data. Median household income is $109,386. Median home value is $364,900.
What is the cost of living in Orchard Park?
Key cost metrics: Median rent $1,270/mo. 2BR fair market rent $1,343/mo. Infant childcare $15,028/yr. Median home value $364,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →