D

Orlando, FL

Source:

Affordability Score: 48/100

Population: 878,243 · 32 ZIP codes

The affordability dashboard for Orlando, FL aggregates Census ACS 5-Year Estimates across 32 ZIP codes covering 878,243 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $75,751, median home value of $356,185, median rent of $1,752 per month, and 36.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,972 per month (studio $1,650, 1BR $1,731, 3BR $2,476, 4BR $2,924). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 5.9% and poverty 14.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,751
Median household income
Education C+
36.2%
Bachelor's degree or higher
Housing F
4.7x
Home value $356,185 vs income
Commute D
28 min
Average commute time
Rent D
$1,972/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,700/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$75,751
▲ 22% vs national
Per Capita Income
$37,503
Unemployment Rate
5.9%
Poverty Rate
14.4%

Housing

Median Home Value
$356,185
▲ 30% vs national
Median Rent
$1,752/mo
Owner Occupied
53.0%
2BR Fair Market Rent
$1,972/mo
▲ 64% vs national

Fair Market Rents by Bedroom

Studio
$1,650
1BR
$1,731
2BR
$1,972
3BR
$2,476
4BR
$2,924

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.2%
▲ 6 ppt vs national
High School+
61.6%
Median Age
36.4
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$11,700/yr
15% of income
Toddler (Center)
$9,360/yr
Preschool (Center)
$8,320/yr
School-Age (Center)
$6,500/yr

What This Means

Orlando, FL receives an overall affordability grade of D (48/100), aggregated from 32 ZIP codes with a total population of 878,243. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Orlando ZIP Codes
View all 32 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Orlando, FL affordable?
Orlando, FL receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,751. Median home value is $356,185.
What is the cost of living in Orlando?
Key cost metrics: Median rent $1,752/mo. 2BR fair market rent $1,972/mo. Infant childcare $11,700/yr. Median home value $356,185.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →