Miami, FL

The affordability dashboard for Miami, FL aggregates Census ACS 5-Year Estimates across 55 ZIP codes covering 1,723,766 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $76,728, median home value of $513,268, median rent of $1,909 per month, and 35.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,436 per month (studio $1,828, 1BR $1,995, 3BR $3,127, 4BR $3,613). Department of Labor data lists infant center-based childcare at $10,400 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, rent. Unemployment currently reads 4.7% and poverty 14.3% — numbers worth keeping alongside the headline grade.