C+

Ortonville, MN

Source:

Affordability Score: 63/100

Population: 2,601 · 1 ZIP codes

The affordability dashboard for Ortonville, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,601 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $63,203, median home value of $202,800, median rent of $748 per month, and 27.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $671, 1BR $816, 3BR $1,178, 4BR $1,329). Department of Labor data lists infant center-based childcare at $9,246 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ortonville, MN include commute, rent. Unemployment currently reads 2.0% and poverty 10.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,203
Median household income
Education D
27.8%
Bachelor's degree or higher
Housing C+
3.2x
Home value $202,800 vs income
Commute A+
14 min
Average commute time
Rent A-
$973/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,246/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$63,203
▲ 2% vs national
Per Capita Income
$39,485
Unemployment Rate
2.0%
Poverty Rate
10.0%

Housing

Median Home Value
$202,800
▼ 26% vs national
Median Rent
$748/mo
Owner Occupied
81.7%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$671
1BR
$816
2BR
$973
3BR
$1,178
4BR
$1,329

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.8%
▼ 2 ppt vs national
High School+
62.9%
Median Age
48.8
Avg. Commute
14 min
▼ 12 min vs national

Childcare Costs

Infant (Center)
$9,246/yr
15% of income
Toddler (Center)
$8,466/yr
Preschool (Center)
$7,894/yr
School-Age (Center)
$6,241/yr

What This Means

Ortonville, MN receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 2,601. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Ortonville, MN affordable?
Ortonville, MN receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,203. Median home value is $202,800.
What is the cost of living in Ortonville?
Key cost metrics: Median rent $748/mo. 2BR fair market rent $973/mo. Infant childcare $9,246/yr. Median home value $202,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →