B

Osage, IA

Source:

Affordability Score: 70/100

Population: 5,613 · 1 ZIP codes

The affordability dashboard for Osage, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,613 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $68,886, median home value of $180,400, median rent of $722 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $774, 3BR $1,156, 4BR $1,227). Department of Labor data lists infant center-based childcare at $8,009 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Osage, IA include housing, commute, rent. Unemployment currently reads 1.3% and poverty 9.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,886
Median household income
Education D
26.8%
Bachelor's degree or higher
Housing B+
2.6x
Home value $180,400 vs income
Commute A-
17 min
Average commute time
Rent A
$919/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$8,009/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$68,886
▲ 11% vs national
Per Capita Income
$42,287
Unemployment Rate
1.3%
Poverty Rate
9.8%

Housing

Median Home Value
$180,400
▼ 34% vs national
Median Rent
$722/mo
Owner Occupied
78.9%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$774
2BR
$919
3BR
$1,156
4BR
$1,227

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.8%
▼ 3 ppt vs national
High School+
56.4%
Median Age
42.7
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$8,009/yr
12% of income
Toddler (Center)
$6,901/yr
Preschool (Center)
$6,901/yr
School-Age (Center)
$5,521/yr

What This Means

Osage, IA receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 5,613. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Osage, IA affordable?
Osage, IA receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,886. Median home value is $180,400.
What is the cost of living in Osage?
Key cost metrics: Median rent $722/mo. 2BR fair market rent $919/mo. Infant childcare $8,009/yr. Median home value $180,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →