B-

Oskaloosa, IA

Source:

Affordability Score: 68/100

Population: 15,055 · 1 ZIP codes

The affordability dashboard for Oskaloosa, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,055 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $66,084, median home value of $163,300, median rent of $825 per month, and 26.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $947 per month (studio $717, 1BR $722, 3BR $1,135, 4BR $1,254). Department of Labor data lists infant center-based childcare at $8,171 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Oskaloosa, IA include housing, commute, rent. Unemployment currently reads 4.4% and poverty 15.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,084
Median household income
Education D
26.1%
Bachelor's degree or higher
Housing A-
2.5x
Home value $163,300 vs income
Commute A-
17 min
Average commute time
Rent A
$947/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$8,171/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$66,084
▲ 7% vs national
Per Capita Income
$36,047
Unemployment Rate
4.4%
Poverty Rate
15.0%

Housing

Median Home Value
$163,300
▼ 41% vs national
Median Rent
$825/mo
Owner Occupied
66.1%
2BR Fair Market Rent
$947/mo
▼ 21% vs national

Fair Market Rents by Bedroom

Studio
$717
1BR
$722
2BR
$947
3BR
$1,135
4BR
$1,254

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.1%
▼ 4 ppt vs national
High School+
62.7%
Median Age
39.3
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$8,171/yr
12% of income
Toddler (Center)
$7,041/yr
Preschool (Center)
$7,041/yr
School-Age (Center)
$5,633/yr

What This Means

Oskaloosa, IA receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 15,055. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Oskaloosa, IA affordable?
Oskaloosa, IA receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,084. Median home value is $163,300.
What is the cost of living in Oskaloosa?
Key cost metrics: Median rent $825/mo. 2BR fair market rent $947/mo. Infant childcare $8,171/yr. Median home value $163,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →