C

Osseo, WI

Source:

Affordability Score: 59/100

Population: 4,626 · 1 ZIP codes

The affordability dashboard for Osseo, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,626 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $67,930, median home value of $220,100, median rent of $881 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $988 per month (studio $748, 1BR $753, 3BR $1,303, 4BR $1,308). Department of Labor data lists infant center-based childcare at $9,464 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Osseo, WI include rent. Pressure points are education. Unemployment currently reads 2.0% and poverty 9.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,930
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing C
3.2x
Home value $220,100 vs income
Commute C-
25 min
Average commute time
Rent A-
$988/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,464/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$67,930
▲ 10% vs national
Per Capita Income
$37,903
Unemployment Rate
2.0%
Poverty Rate
9.4%

Housing

Median Home Value
$220,100
▼ 20% vs national
Median Rent
$881/mo
Owner Occupied
80.6%
2BR Fair Market Rent
$988/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$748
1BR
$753
2BR
$988
3BR
$1,303
4BR
$1,308

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
63.8%
Median Age
43.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$9,464/yr
14% of income
Toddler (Center)
$8,840/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$7,956/yr

What This Means

Osseo, WI receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 4,626. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Osseo, WI affordable?
Osseo, WI receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,930. Median home value is $220,100.
What is the cost of living in Osseo?
Key cost metrics: Median rent $881/mo. 2BR fair market rent $988/mo. Infant childcare $9,464/yr. Median home value $220,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →