B-

Ottosen, IA

Source:

Affordability Score: 66/100

Population: 248 · 1 ZIP codes

The affordability dashboard for Ottosen, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 248 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $67,813, median home value of $202,000, median rent of per month, and 28.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $798, 3BR $1,278, 4BR $1,436). Department of Labor data lists infant center-based childcare at $7,830 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ottosen, IA include rent. Unemployment currently reads 0.0% and poverty 3.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,813
Median household income
Education D
28.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $202,000 vs income
Commute N/A
N/A
Average commute time
Rent A
$919/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,830/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$67,813
▲ 9% vs national
Per Capita Income
$41,907
Unemployment Rate
0.0%
Poverty Rate
3.4%

Housing

Median Home Value
$202,000
▼ 27% vs national
Median Rent
Owner Occupied
78.4%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$798
2BR
$919
3BR
$1,278
4BR
$1,436

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.8%
▼ 1 ppt vs national
High School+
63.3%
Median Age
48.3
Avg. Commute

Childcare Costs

Infant (Center)
$7,830/yr
12% of income
Toddler (Center)
$6,747/yr
Preschool (Center)
$6,747/yr
School-Age (Center)
$5,398/yr

What This Means

Ottosen, IA receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 248. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ottosen, IA affordable?
Ottosen, IA receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,813. Median home value is $202,000.
What is the cost of living in Ottosen?
Key cost metrics: 2BR fair market rent $919/mo. Infant childcare $7,830/yr. Median home value $202,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →