C

Overton, TX

Source:

Affordability Score: 55/100

Population: 7,548 · 1 ZIP codes

The affordability dashboard for Overton, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,548 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $57,273, median home value of $156,100, median rent of $868 per month, and 16.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,175 per month (studio $890, 1BR $895, 3BR $1,451, 4BR $1,606). Department of Labor data lists infant center-based childcare at $6,448 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Overton, TX include housing. Pressure points are education. Unemployment currently reads 7.1% and poverty 21.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,273
Median household income
Education F
16.0%
Bachelor's degree or higher
Housing B+
2.7x
Home value $156,100 vs income
Commute D
27 min
Average commute time
Rent B-
$1,175/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,448/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$57,273
▼ 8% vs national
Per Capita Income
$25,943
Unemployment Rate
7.1%
Poverty Rate
21.6%

Housing

Median Home Value
$156,100
▼ 43% vs national
Median Rent
$868/mo
Owner Occupied
84.5%
2BR Fair Market Rent
$1,175/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$890
1BR
$895
2BR
$1,175
3BR
$1,451
4BR
$1,606

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.0%
▼ 14 ppt vs national
High School+
52.2%
Median Age
31.9
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$6,448/yr
11% of income
Toddler (Center)
$6,136/yr
Preschool (Center)
$5,980/yr
School-Age (Center)
$5,720/yr

What This Means

Overton, TX receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 7,548. This area performs well in housing. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Overton ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Overton, TX affordable?
Overton, TX receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,273. Median home value is $156,100.
What is the cost of living in Overton?
Key cost metrics: Median rent $868/mo. 2BR fair market rent $1,175/mo. Infant childcare $6,448/yr. Median home value $156,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →