B

Owasso, OK

Source:

Affordability Score: 71/100

Population: 38,680 · 1 ZIP codes

The affordability dashboard for Owasso, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 38,680 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $87,506, median home value of $281,400, median rent of $1,268 per month, and 37.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,217 per month (studio $933, 1BR $987, 3BR $1,602, 4BR $1,858). Department of Labor data lists infant center-based childcare at $11,247 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Owasso, OK include income, rent. Unemployment currently reads 4.6% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$87,506
Median household income
Education B-
37.6%
Bachelor's degree or higher
Housing C+
3.2x
Home value $281,400 vs income
Commute B
21 min
Average commute time
Rent A
$1,217/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$11,247/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$87,506
▲ 41% vs national
Per Capita Income
$43,700
Unemployment Rate
4.6%
Poverty Rate
6.6%

Housing

Median Home Value
$281,400
▲ 2% vs national
Median Rent
$1,268/mo
Owner Occupied
70.9%
2BR Fair Market Rent
$1,217/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$933
1BR
$987
2BR
$1,217
3BR
$1,602
4BR
$1,858

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.6%
▲ 8 ppt vs national
High School+
61.7%
Median Age
37.2
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$11,247/yr
13% of income
Toddler (Center)
$9,732/yr
Preschool (Center)
$9,732/yr
School-Age (Center)
$6,363/yr

What This Means

Owasso, OK receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 38,680. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Owasso, OK affordable?
Owasso, OK receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $87,506. Median home value is $281,400.
What is the cost of living in Owasso?
Key cost metrics: Median rent $1,268/mo. 2BR fair market rent $1,217/mo. Infant childcare $11,247/yr. Median home value $281,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →