Owego, NY

The affordability dashboard for Owego, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,759 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $72,769, median home value of $156,400, median rent of $915 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,103 per month (studio $783, 1BR $868, 3BR $1,412, 4BR $1,622). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Owego, NY include housing, rent. Unemployment currently reads 5.8% and poverty 19.5% — numbers worth keeping alongside the headline grade.