C+

Oxford, NE

Source:

Affordability Score: 63/100

Population: 1,142 · 1 ZIP codes

The affordability dashboard for Oxford, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,142 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $55,595, median home value of $115,900, median rent of $695 per month, and 29.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $666, 1BR $859, 3BR $1,305, 4BR $1,602). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Oxford, NE include housing, commute, rent. Unemployment currently reads 0.2% and poverty 14.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,595
Median household income
Education D
29.7%
Bachelor's degree or higher
Housing A
2.1x
Home value $115,900 vs income
Commute A-
17 min
Average commute time
Rent B+
$961/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,737/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$55,595
▼ 10% vs national
Per Capita Income
$27,012
Unemployment Rate
0.2%
Poverty Rate
14.9%

Housing

Median Home Value
$115,900
▼ 58% vs national
Median Rent
$695/mo
Owner Occupied
75.3%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$666
1BR
$859
2BR
$961
3BR
$1,305
4BR
$1,602

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.7%
▼ 0 ppt vs national
High School+
55.8%
Median Age
41.4
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$9,737/yr
18% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Oxford, NE receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 1,142. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Oxford, NE affordable?
Oxford, NE receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,595. Median home value is $115,900.
What is the cost of living in Oxford?
Key cost metrics: Median rent $695/mo. 2BR fair market rent $961/mo. Infant childcare $9,737/yr. Median home value $115,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →