C+

Ozark, MO

Source:

Affordability Score: 63/100

Population: 28,550 · 1 ZIP codes

The affordability dashboard for Ozark, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 28,550 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $77,507, median home value of $281,300, median rent of $1,097 per month, and 32.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,095 per month (studio $877, 1BR $883, 3BR $1,498, 4BR $1,701).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ozark, MO include rent. Unemployment currently reads 3.6% and poverty 11.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$77,507
Median household income
Education C-
32.3%
Bachelor's degree or higher
Housing D
3.6x
Home value $281,300 vs income
Commute C
24 min
Average commute time
Rent A
$1,095/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$77,507
▲ 25% vs national
Per Capita Income
$39,484
Unemployment Rate
3.6%
Poverty Rate
11.4%

Housing

Median Home Value
$281,300
▲ 2% vs national
Median Rent
$1,097/mo
Owner Occupied
72.5%
2BR Fair Market Rent
$1,095/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$877
1BR
$883
2BR
$1,095
3BR
$1,498
4BR
$1,701

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.3%
▲ 2 ppt vs national
High School+
59.1%
Median Age
37.8
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Ozark, MO receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 28,550. This area performs well in rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ozark ZIP Codes
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What are common questions about this dashboard?

Is Ozark, MO affordable?
Ozark, MO receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,507. Median home value is $281,300.
What is the cost of living in Ozark?
Key cost metrics: Median rent $1,097/mo. 2BR fair market rent $1,095/mo. Median home value $281,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →