C

Paauilo, HI

Source:

Affordability Score: 58/100

Population: 1,490 · 1 ZIP codes

The affordability dashboard for Paauilo, HI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,490 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $93,241, median home value of $440,900, median rent of $2,205 per month, and 35.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,076 per month (studio $1,592, 1BR $1,603, 3BR $2,622, 4BR $3,024). Department of Labor data lists infant center-based childcare at $10,500 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Paauilo, HI include income. Pressure points are housing. Unemployment currently reads 4.0% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$93,241
Median household income
Education C+
35.9%
Bachelor's degree or higher
Housing F
4.7x
Home value $440,900 vs income
Commute N/A
N/A
Average commute time
Rent C+
$2,076/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$10,500/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$93,241
▲ 50% vs national
Per Capita Income
$43,898
Unemployment Rate
4.0%
Poverty Rate
9.5%

Housing

Median Home Value
$440,900
▲ 60% vs national
Median Rent
$2,205/mo
Owner Occupied
80.6%
2BR Fair Market Rent
$2,076/mo
▲ 73% vs national

Fair Market Rents by Bedroom

Studio
$1,592
1BR
$1,603
2BR
$2,076
3BR
$2,622
4BR
$3,024

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.9%
▲ 6 ppt vs national
High School+
56.9%
Median Age
39.3
Avg. Commute

Childcare Costs

Infant (Center)
$10,500/yr
11% of income
Toddler (Center)
$9,600/yr
Preschool (Center)
$9,600/yr
School-Age (Center)
$1,320/yr

What This Means

Paauilo, HI receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 1,490. This area performs well in income. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Paauilo ZIP Codes
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What are common questions about this dashboard?

Is Paauilo, HI affordable?
Paauilo, HI receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $93,241. Median home value is $440,900.
What is the cost of living in Paauilo?
Key cost metrics: Median rent $2,205/mo. 2BR fair market rent $2,076/mo. Infant childcare $10,500/yr. Median home value $440,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →