C

Paint Rock, TX

Source:

Affordability Score: 55/100

Population: 623 · 1 ZIP codes

The affordability dashboard for Paint Rock, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 623 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $56,429, median home value of $163,100, median rent of $1,021 per month, and 12.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,153 per month (studio $896, 1BR $922, 3BR $1,500, 4BR $1,696). Department of Labor data lists infant center-based childcare at $5,876 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 0.9% and poverty 10.7% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,429
Median household income
Education F
12.6%
Bachelor's degree or higher
Housing B
2.9x
Home value $163,100 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,153/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$5,876/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$56,429
▼ 9% vs national
Per Capita Income
$25,742
Unemployment Rate
0.9%
Poverty Rate
10.7%

Housing

Median Home Value
$163,100
▼ 41% vs national
Median Rent
$1,021/mo
Owner Occupied
84.3%
2BR Fair Market Rent
$1,153/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$896
1BR
$922
2BR
$1,153
3BR
$1,500
4BR
$1,696

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.6%
▼ 17 ppt vs national
High School+
52.8%
Median Age
50.6
Avg. Commute
-

Childcare Costs

Infant (Center)
$5,876/yr
10% of income
Toddler (Center)
$5,512/yr
Preschool (Center)
$5,356/yr
School-Age (Center)
$5,096/yr

What This Means

Paint Rock, TX receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 623. Challenges include education. Data was unavailable for commute, safety – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Paint Rock, TX affordable?
Paint Rock, TX receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,429. Median home value is $163,100.
What is the cost of living in Paint Rock?
Key cost metrics: Median rent $1,021/mo. 2BR fair market rent $1,153/mo. Infant childcare $5,876/yr. Median home value $163,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →