B-

Pemberville, OH

Source:

Affordability Score: 69/100

Population: 3,619 · 1 ZIP codes

The affordability dashboard for Pemberville, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,619 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $84,375, median home value of $239,700, median rent of $1,255 per month, and 27.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,076 per month (studio $769, 1BR $820, 3BR $1,380, 4BR $1,454). Department of Labor data lists infant center-based childcare at $11,537 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pemberville, OH include rent. Unemployment currently reads 2.0% and poverty 7.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,375
Median household income
Education D
27.4%
Bachelor's degree or higher
Housing B
2.8x
Home value $239,700 vs income
Commute C
24 min
Average commute time
Rent A
$1,076/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,537/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$84,375
▲ 36% vs national
Per Capita Income
$40,670
Unemployment Rate
2.0%
Poverty Rate
7.8%

Housing

Median Home Value
$239,700
▼ 13% vs national
Median Rent
$1,255/mo
Owner Occupied
61.9%
2BR Fair Market Rent
$1,076/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$769
1BR
$820
2BR
$1,076
3BR
$1,380
4BR
$1,454

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.4%
▼ 3 ppt vs national
High School+
63.9%
Median Age
44.8
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$11,537/yr
14% of income
Toddler (Center)
$10,400/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$6,552/yr

What This Means

Pemberville, OH receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 3,619. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Pemberville, OH affordable?
Pemberville, OH receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,375. Median home value is $239,700.
What is the cost of living in Pemberville?
Key cost metrics: Median rent $1,255/mo. 2BR fair market rent $1,076/mo. Infant childcare $11,537/yr. Median home value $239,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →