C+

Pennsauken, NJ

Source:

Affordability Score: 60/100

Population: 19,008 · 1 ZIP codes

The affordability dashboard for Pennsauken, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,008 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $83,729, median home value of $208,800, median rent of $1,288 per month, and 19.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423). Department of Labor data lists infant center-based childcare at $14,648 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pennsauken, NJ include housing. Pressure points are education. Unemployment currently reads 8.6% and poverty 13.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,729
Median household income
Education F
19.8%
Bachelor's degree or higher
Housing A-
2.5x
Home value $208,800 vs income
Commute D
26 min
Average commute time
Rent C+
$1,810/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,648/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$83,729
▲ 35% vs national
Per Capita Income
$31,759
Unemployment Rate
8.6%
Poverty Rate
13.8%

Housing

Median Home Value
$208,800
▼ 24% vs national
Median Rent
$1,288/mo
Owner Occupied
72.3%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.8%
▼ 10 ppt vs national
High School+
52.9%
Median Age
36.9
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$14,648/yr
17% of income
Toddler (Center)
$14,320/yr
Preschool (Center)
$14,320/yr
School-Age (Center)
$6,631/yr

What This Means

Pennsauken, NJ receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 19,008. This area performs well in housing. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Pennsauken, NJ affordable?
Pennsauken, NJ receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,729. Median home value is $208,800.
What is the cost of living in Pennsauken?
Key cost metrics: Median rent $1,288/mo. 2BR fair market rent $1,810/mo. Infant childcare $14,648/yr. Median home value $208,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →