C

Pennsville, NJ

Source:

Affordability Score: 55/100

Population: 13,059 · 1 ZIP codes

The affordability dashboard for Pennsville, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,059 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $75,697, median home value of $214,700, median rent of $1,231 per month, and 22.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423). Department of Labor data lists infant center-based childcare at $14,789 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 12.1% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,697
Median household income
Education F
22.7%
Bachelor's degree or higher
Housing B
2.8x
Home value $214,700 vs income
Commute C
25 min
Average commute time
Rent C-
$1,810/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,789/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$75,697
▲ 22% vs national
Per Capita Income
$40,996
Unemployment Rate
12.1%
Poverty Rate
12.4%

Housing

Median Home Value
$214,700
▼ 22% vs national
Median Rent
$1,231/mo
Owner Occupied
80.4%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.7%
▼ 7 ppt vs national
High School+
60.7%
Median Age
41.2
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$14,789/yr
20% of income
Toddler (Center)
$14,245/yr
Preschool (Center)
$14,245/yr
School-Age (Center)
$6,918/yr

What This Means

Pennsville, NJ receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 13,059. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Pennsville ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Pennsville, NJ affordable?
Pennsville, NJ receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,697. Median home value is $214,700.
What is the cost of living in Pennsville?
Key cost metrics: Median rent $1,231/mo. 2BR fair market rent $1,810/mo. Infant childcare $14,789/yr. Median home value $214,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →