B-

Pepin, WI

Source:

Affordability Score: 67/100

Population: 1,533 · 1 ZIP codes

The affordability dashboard for Pepin, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,533 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $80,750, median home value of $225,400, median rent of $910 per month, and 25.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $691, 1BR $742, 3BR $1,329, 4BR $1,632). Department of Labor data lists infant center-based childcare at $9,464 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pepin, WI include housing, rent. Unemployment currently reads 5.7% and poverty 11.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,750
Median household income
Education D
25.3%
Bachelor's degree or higher
Housing B+
2.8x
Home value $225,400 vs income
Commute D
27 min
Average commute time
Rent A+
$973/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$9,464/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$80,750
▲ 30% vs national
Per Capita Income
$42,495
Unemployment Rate
5.7%
Poverty Rate
11.9%

Housing

Median Home Value
$225,400
▼ 18% vs national
Median Rent
$910/mo
Owner Occupied
85.7%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$691
1BR
$742
2BR
$973
3BR
$1,329
4BR
$1,632

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.3%
▼ 5 ppt vs national
High School+
57.8%
Median Age
56.3
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$9,464/yr
12% of income
Toddler (Center)
$8,840/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$7,956/yr

What This Means

Pepin, WI receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 1,533. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Pepin ZIP Codes
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What are common questions about this dashboard?

Is Pepin, WI affordable?
Pepin, WI receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,750. Median home value is $225,400.
What is the cost of living in Pepin?
Key cost metrics: Median rent $910/mo. 2BR fair market rent $973/mo. Infant childcare $9,464/yr. Median home value $225,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →