C

Phenix City, AL

Source:

Affordability Score: 55/100

Population: 59,744 · 3 ZIP codes

The affordability dashboard for Phenix City, AL aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 59,744 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $56,359, median home value of $181,418, median rent of $968 per month, and 22.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,088 per month (studio $895, 1BR $939, 3BR $1,445, 4BR $1,703). Department of Labor data lists infant center-based childcare at $7,018 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 4.4% and poverty 21.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,359
Median household income
Education F
22.1%
Bachelor's degree or higher
Housing C+
3.2x
Home value $181,418 vs income
Commute C
25 min
Average commute time
Rent B
$1,088/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$7,018/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$56,359
▼ 9% vs national
Per Capita Income
$30,785
Unemployment Rate
4.4%
Poverty Rate
21.4%

Housing

Median Home Value
$181,418
▼ 34% vs national
Median Rent
$968/mo
Owner Occupied
62.1%
2BR Fair Market Rent
$1,088/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$895
1BR
$939
2BR
$1,088
3BR
$1,445
4BR
$1,703

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.1%
▼ 8 ppt vs national
High School+
53.2%
Median Age
38.1
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$7,018/yr
12% of income
Toddler (Center)
$6,986/yr
Preschool (Center)
$6,531/yr
School-Age (Center)
$6,195/yr

What This Means

Phenix City, AL receives an overall affordability grade of C (55/100), aggregated from 3 ZIP codes with a total population of 59,744. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Phenix City ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Phenix City, AL affordable?
Phenix City, AL receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,359. Median home value is $181,418.
What is the cost of living in Phenix City?
Key cost metrics: Median rent $968/mo. 2BR fair market rent $1,088/mo. Infant childcare $7,018/yr. Median home value $181,418.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →