B

Philadelphia, MO

Source:

Affordability Score: 70/100

Population: 652 · 1 ZIP codes

The affordability dashboard for Philadelphia, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 652 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $69,688, median home value of $146,100, median rent of $1,023 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $952 per month (studio $707, 1BR $729, 3BR $1,256, 4BR $1,260).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Philadelphia, MO include housing, rent. Unemployment currently reads 2.0% and poverty 6.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,688
Median household income
Education D
26.8%
Bachelor's degree or higher
Housing A
2.1x
Home value $146,100 vs income
Commute N/A
N/A
Average commute time
Rent A
$952/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$69,688
▲ 12% vs national
Per Capita Income
$32,189
Unemployment Rate
2.0%
Poverty Rate
6.9%

Housing

Median Home Value
$146,100
▼ 47% vs national
Median Rent
$1,023/mo
Owner Occupied
87.3%
2BR Fair Market Rent
$952/mo
▼ 21% vs national

Fair Market Rents by Bedroom

Studio
$707
1BR
$729
2BR
$952
3BR
$1,256
4BR
$1,260

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.8%
▼ 3 ppt vs national
High School+
65.7%
Median Age
36.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Philadelphia, MO receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 652. This area performs well in housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Philadelphia, MO affordable?
Philadelphia, MO receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,688. Median home value is $146,100.
What is the cost of living in Philadelphia?
Key cost metrics: Median rent $1,023/mo. 2BR fair market rent $952/mo. Median home value $146,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →