Phillipsburg, MO

The affordability dashboard for Phillipsburg, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,909 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $48,378, median home value of $157,100, median rent of $641 per month, and 8.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $903 per month (studio $671, 1BR $688, 3BR $1,182, 4BR $1,482).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 11.3% and poverty 20.1% - numbers worth keeping alongside the headline grade.