A-

Phillipsport, NY

Source:

Affordability Score: 83/100

Population: 253 · 1 ZIP codes

The affordability dashboard for Phillipsport, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 253 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $141,779, median home value of $358,300, median rent of per month, and 30.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,302 per month (studio $995, 1BR $1,070, 3BR $1,811, 4BR $1,891). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Phillipsport, NY include income, housing, rent, childcare. Unemployment currently reads 8.2% and poverty 14.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$141,779
Median household income
Education C-
30.9%
Bachelor's degree or higher
Housing A-
2.5x
Home value $358,300 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,302/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$12,844/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$141,779
▲ 129% vs national
Per Capita Income
$53,112
Unemployment Rate
8.2%
Poverty Rate
14.2%

Housing

Median Home Value
$358,300
▲ 30% vs national
Median Rent
Owner Occupied
77.4%
2BR Fair Market Rent
$1,302/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,070
2BR
$1,302
3BR
$1,811
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.9%
▲ 1 ppt vs national
High School+
72.3%
Median Age
34.1
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
9% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Phillipsport, NY receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 253. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Phillipsport, NY affordable?
Phillipsport, NY receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $141,779. Median home value is $358,300.
What is the cost of living in Phillipsport?
Key cost metrics: 2BR fair market rent $1,302/mo. Infant childcare $12,844/yr. Median home value $358,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →