C+

Pine City, NY

Source:

Affordability Score: 64/100

Population: 5,456 · 1 ZIP codes

The affordability dashboard for Pine City, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,456 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $72,484, median home value of $174,800, median rent of $1,002 per month, and 27.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,283 per month (studio $949, 1BR $978, 3BR $1,606, 4BR $1,713). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pine City, NY include housing, rent. Unemployment currently reads 3.8% and poverty 13.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,484
Median household income
Education D
27.2%
Bachelor's degree or higher
Housing A-
2.4x
Home value $174,800 vs income
Commute B-
22 min
Average commute time
Rent B+
$1,283/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$72,484
▲ 17% vs national
Per Capita Income
$40,188
Unemployment Rate
3.8%
Poverty Rate
13.9%

Housing

Median Home Value
$174,800
▼ 36% vs national
Median Rent
$1,002/mo
Owner Occupied
86.1%
2BR Fair Market Rent
$1,283/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$949
1BR
$978
2BR
$1,283
3BR
$1,606
4BR
$1,713

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.2%
▼ 3 ppt vs national
High School+
59.6%
Median Age
47.7
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
18% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Pine City, NY receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 5,456. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Pine City, NY affordable?
Pine City, NY receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,484. Median home value is $174,800.
What is the cost of living in Pine City?
Key cost metrics: Median rent $1,002/mo. 2BR fair market rent $1,283/mo. Infant childcare $12,844/yr. Median home value $174,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →