C

Plattsburgh, NY

Source:

Affordability Score: 58/100

Population: 34,656 · 2 ZIP codes

The affordability dashboard for Plattsburgh, NY aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 34,656 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $61,532, median home value of $190,137, median rent of $1,024 per month, and 33.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,246 per month (studio $973, 1BR $980, 3BR $1,494, 4BR $1,650). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Plattsburgh, NY include commute. Pressure points are childcare. Unemployment currently reads 4.8% and poverty 17.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,532
Median household income
Education C
33.9%
Bachelor's degree or higher
Housing C+
3.1x
Home value $190,137 vs income
Commute A-
17 min
Average commute time
Rent B-
$1,246/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$61,532
▼ 1% vs national
Per Capita Income
$38,504
Unemployment Rate
4.8%
Poverty Rate
17.8%

Housing

Median Home Value
$190,137
▼ 31% vs national
Median Rent
$1,024/mo
Owner Occupied
54.4%
2BR Fair Market Rent
$1,246/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$973
1BR
$980
2BR
$1,246
3BR
$1,494
4BR
$1,650

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.9%
▲ 4 ppt vs national
High School+
60.2%
Median Age
39.1
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
21% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Plattsburgh, NY receives an overall affordability grade of C (58/100), aggregated from 2 ZIP codes with a total population of 34,656. This area performs well in commute. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Plattsburgh ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Plattsburgh, NY affordable?
Plattsburgh, NY receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,532. Median home value is $190,137.
What is the cost of living in Plattsburgh?
Key cost metrics: Median rent $1,024/mo. 2BR fair market rent $1,246/mo. Infant childcare $12,844/yr. Median home value $190,137.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →