C+

Poland, NY

Source:

Affordability Score: 61/100

Population: 2,069 · 1 ZIP codes

The affordability dashboard for Poland, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,069 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $76,000, median home value of $245,100, median rent of $768 per month, and 26.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,172 per month (studio $899, 1BR $926, 3BR $1,405, 4BR $1,623). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Poland, NY include rent. Unemployment currently reads 8.2% and poverty 10.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,000
Median household income
Education D
26.3%
Bachelor's degree or higher
Housing C
3.2x
Home value $245,100 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,172/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$76,000
▲ 23% vs national
Per Capita Income
$37,753
Unemployment Rate
8.2%
Poverty Rate
10.1%

Housing

Median Home Value
$245,100
▼ 11% vs national
Median Rent
$768/mo
Owner Occupied
85.3%
2BR Fair Market Rent
$1,172/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$899
1BR
$926
2BR
$1,172
3BR
$1,405
4BR
$1,623

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.3%
▼ 4 ppt vs national
High School+
68.1%
Median Age
40.3
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
17% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Poland, NY receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 2,069. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Poland, NY affordable?
Poland, NY receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,000. Median home value is $245,100.
What is the cost of living in Poland?
Key cost metrics: Median rent $768/mo. 2BR fair market rent $1,172/mo. Infant childcare $12,844/yr. Median home value $245,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →