B-

Ponca, NE

Source:

Affordability Score: 66/100

Population: 1,552 · 1 ZIP codes

The affordability dashboard for Ponca, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,552 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $71,607, median home value of $199,400, median rent of $717 per month, and 25.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $666, 1BR $862, 3BR $1,337, 4BR $1,382). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ponca, NE include housing, rent. Unemployment currently reads 2.1% and poverty 9.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,607
Median household income
Education D
25.6%
Bachelor's degree or higher
Housing B+
2.8x
Home value $199,400 vs income
Commute B-
22 min
Average commute time
Rent A
$961/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,737/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$71,607
▲ 15% vs national
Per Capita Income
$60,515
Unemployment Rate
2.1%
Poverty Rate
9.4%

Housing

Median Home Value
$199,400
▼ 27% vs national
Median Rent
$717/mo
Owner Occupied
75.4%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$666
1BR
$862
2BR
$961
3BR
$1,337
4BR
$1,382

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.6%
▼ 4 ppt vs national
High School+
54.4%
Median Age
43.3
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$9,737/yr
14% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Ponca, NE receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 1,552. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ponca ZIP Codes
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What are common questions about this dashboard?

Is Ponca, NE affordable?
Ponca, NE receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,607. Median home value is $199,400.
What is the cost of living in Ponca?
Key cost metrics: Median rent $717/mo. 2BR fair market rent $961/mo. Infant childcare $9,737/yr. Median home value $199,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →