B+

Pond Eddy, NY

Source:

Affordability Score: 76/100

Population: 296 · 1 ZIP codes

The affordability dashboard for Pond Eddy, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 296 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $108,452, median home value of $391,700, median rent of per month, and 58.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,302 per month (studio $995, 1BR $1,070, 3BR $1,811, 4BR $1,891). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pond Eddy, NY include income, education, rent. Unemployment currently reads 6.8% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$108,452
Median household income
Education A+
58.8%
Bachelor's degree or higher
Housing D
3.6x
Home value $391,700 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,302/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$12,844/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$108,452
▲ 75% vs national
Per Capita Income
$68,361
Unemployment Rate
6.8%
Poverty Rate
0.0%

Housing

Median Home Value
$391,700
▲ 42% vs national
Median Rent
Owner Occupied
92.6%
2BR Fair Market Rent
$1,302/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,070
2BR
$1,302
3BR
$1,811
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
58.8%
▲ 29 ppt vs national
High School+
72.8%
Median Age
49.8
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
12% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Pond Eddy, NY receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 296. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Pond Eddy, NY affordable?
Pond Eddy, NY receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $108,452. Median home value is $391,700.
What is the cost of living in Pond Eddy?
Key cost metrics: 2BR fair market rent $1,302/mo. Infant childcare $12,844/yr. Median home value $391,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →