D

Port Jervis, NY

Source:

Affordability Score: 40/100

Population: 14,511 · 1 ZIP codes

The affordability dashboard for Port Jervis, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,511 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $68,136, median home value of $261,100, median rent of $1,313 per month, and 21.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,979 per month (studio $1,364, 1BR $1,549, 3BR $2,511, 4BR $2,694). Department of Labor data lists infant center-based childcare at $14,820 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute, rent, childcare. Unemployment currently reads 6.2% and poverty 17.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,136
Median household income
Education F
21.2%
Bachelor's degree or higher
Housing D
3.8x
Home value $261,100 vs income
Commute F
29 min
Average commute time
Rent F
$1,979/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,820/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$68,136
▲ 10% vs national
Per Capita Income
$33,208
Unemployment Rate
6.2%
Poverty Rate
17.6%

Housing

Median Home Value
$261,100
▼ 5% vs national
Median Rent
$1,313/mo
Owner Occupied
62.2%
2BR Fair Market Rent
$1,979/mo
▲ 65% vs national

Fair Market Rents by Bedroom

Studio
$1,364
1BR
$1,549
2BR
$1,979
3BR
$2,511
4BR
$2,694

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.2%
▼ 9 ppt vs national
High School+
62.1%
Median Age
40.9
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$14,820/yr
22% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,208/yr
School-Age (Center)
$11,700/yr

What This Means

Port Jervis, NY receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 14,511. Challenges include education and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Port Jervis ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Port Jervis, NY affordable?
Port Jervis, NY receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,136. Median home value is $261,100.
What is the cost of living in Port Jervis?
Key cost metrics: Median rent $1,313/mo. 2BR fair market rent $1,979/mo. Infant childcare $14,820/yr. Median home value $261,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →