B+

Portage, MI

Source:

Affordability Score: 75/100

Population: 47,338 · 2 ZIP codes

The affordability dashboard for Portage, MI aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 47,338 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $84,177, median home value of $259,066, median rent of $1,126 per month, and 47.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,162 per month (studio $838, 1BR $998, 3BR $1,531, 4BR $1,571). Department of Labor data lists infant center-based childcare at $8,320 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Portage, MI include education, commute, rent, childcare. Unemployment currently reads 4.3% and poverty 7.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,177
Median household income
Education A-
47.7%
Bachelor's degree or higher
Housing B-
3.1x
Home value $259,066 vs income
Commute B+
20 min
Average commute time
Rent A
$1,162/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$8,320/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$84,177
▲ 36% vs national
Per Capita Income
$46,506
Unemployment Rate
4.3%
Poverty Rate
7.3%

Housing

Median Home Value
$259,066
▼ 6% vs national
Median Rent
$1,126/mo
Owner Occupied
69.4%
2BR Fair Market Rent
$1,162/mo
▼ 3% vs national

Fair Market Rents by Bedroom

Studio
$838
1BR
$998
2BR
$1,162
3BR
$1,531
4BR
$1,571

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
47.7%
▲ 18 ppt vs national
High School+
66.7%
Median Age
38.5
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$8,320/yr
10% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,028/yr
School-Age (Center)
$6,527/yr

What This Means

Portage, MI receives an overall affordability grade of B+ (75/100), aggregated from 2 ZIP codes with a total population of 47,338. This area performs well in education and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Portage ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Portage, MI affordable?
Portage, MI receives an overall affordability grade of B+ (75/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,177. Median home value is $259,066.
What is the cost of living in Portage?
Key cost metrics: Median rent $1,126/mo. 2BR fair market rent $1,162/mo. Infant childcare $8,320/yr. Median home value $259,066.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →