D

Portland, NY

Source:

Affordability Score: 46/100

Population: 919 · 1 ZIP codes

The affordability dashboard for Portland, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 919 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $49,267, median home value of $163,500, median rent of $615 per month, and 25.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $975 per month (studio $680, 1BR $754, 3BR $1,287, 4BR $1,291). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, childcare. Unemployment currently reads 11.2% and poverty 33.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,267
Median household income
Education D
25.7%
Bachelor's degree or higher
Housing C
3.3x
Home value $163,500 vs income
Commute N/A
N/A
Average commute time
Rent B-
$975/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$49,267
▼ 21% vs national
Per Capita Income
$27,301
Unemployment Rate
11.2%
Poverty Rate
33.3%

Housing

Median Home Value
$163,500
▼ 41% vs national
Median Rent
$615/mo
Owner Occupied
84.7%
2BR Fair Market Rent
$975/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$680
1BR
$754
2BR
$975
3BR
$1,287
4BR
$1,291

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.7%
▼ 4 ppt vs national
High School+
47.6%
Median Age
40.1
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
26% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Portland, NY receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 919. Challenges include income and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Portland ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Portland, NY affordable?
Portland, NY receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,267. Median home value is $163,500.
What is the cost of living in Portland?
Key cost metrics: Median rent $615/mo. 2BR fair market rent $975/mo. Infant childcare $12,844/yr. Median home value $163,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →