F

Prattsville, NY

Source:

Affordability Score: 35/100

Population: 1,036 · 1 ZIP codes

The affordability dashboard for Prattsville, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,036 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $51,875, median home value of $241,100, median rent of $763 per month, and 26.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,373 per month (studio $1,008, 1BR $1,118, 3BR $1,813, 4BR $2,075). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing, commute, childcare. Unemployment currently reads 5.6% and poverty 13.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,875
Median household income
Education D
26.2%
Bachelor's degree or higher
Housing F
4.6x
Home value $241,100 vs income
Commute F
29 min
Average commute time
Rent D
$1,373/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$51,875
▼ 16% vs national
Per Capita Income
$45,369
Unemployment Rate
5.6%
Poverty Rate
13.2%

Housing

Median Home Value
$241,100
▼ 12% vs national
Median Rent
$763/mo
Owner Occupied
77.6%
2BR Fair Market Rent
$1,373/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,008
1BR
$1,118
2BR
$1,373
3BR
$1,813
4BR
$2,075

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.2%
▼ 4 ppt vs national
High School+
68.9%
Median Age
54.1
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
25% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Prattsville, NY receives an overall affordability grade of F (35/100), aggregated from 1 ZIP codes with a total population of 1,036. Challenges include income and housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Prattsville, NY affordable?
Prattsville, NY receives an overall affordability grade of F (35/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,875. Median home value is $241,100.
What is the cost of living in Prattsville?
Key cost metrics: Median rent $763/mo. 2BR fair market rent $1,373/mo. Infant childcare $12,844/yr. Median home value $241,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →