B-

Preble, NY

Source:

Affordability Score: 68/100

Population: 596 · 1 ZIP codes

The affordability dashboard for Preble, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 596 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $80,208, median home value of $175,000, median rent of $1,107 per month, and 34.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,198 per month (studio $954, 1BR $960, 3BR $1,510, 4BR $2,010). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Preble, NY include housing, rent. Unemployment currently reads 0.7% and poverty 1.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,208
Median household income
Education C
34.0%
Bachelor's degree or higher
Housing A
2.2x
Home value $175,000 vs income
Commute D
27 min
Average commute time
Rent A-
$1,198/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$80,208
▲ 29% vs national
Per Capita Income
$37,873
Unemployment Rate
0.7%
Poverty Rate
1.7%

Housing

Median Home Value
$175,000
▼ 36% vs national
Median Rent
$1,107/mo
Owner Occupied
90.5%
2BR Fair Market Rent
$1,198/mo
▼ 0% vs national

Fair Market Rents by Bedroom

Studio
$954
1BR
$960
2BR
$1,198
3BR
$1,510
4BR
$2,010

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.0%
▲ 4 ppt vs national
High School+
64.9%
Median Age
36.4
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
16% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Preble, NY receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 596. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Preble ZIP Codes
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What are common questions about this dashboard?

Is Preble, NY affordable?
Preble, NY receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,208. Median home value is $175,000.
What is the cost of living in Preble?
Key cost metrics: Median rent $1,107/mo. 2BR fair market rent $1,198/mo. Infant childcare $12,844/yr. Median home value $175,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →