B+

Ramsay, MT

Source:

Affordability Score: 76/100

Population: 254 · 1 ZIP codes

The affordability dashboard for Ramsay, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 254 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $107,813, median home value of $291,000, median rent of per month, and 28.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,414 per month (studio $1,028, 1BR $1,149, 3BR $1,967, 4BR $2,180). Department of Labor data lists infant center-based childcare at $11,241 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ramsay, MT include income, housing, rent. Unemployment currently reads 5.8% and poverty 4.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$107,813
Median household income
Education D
28.1%
Bachelor's degree or higher
Housing B+
2.7x
Home value $291,000 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,414/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$11,241/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$107,813
▲ 74% vs national
Per Capita Income
$29,374
Unemployment Rate
5.8%
Poverty Rate
4.0%

Housing

Median Home Value
$291,000
▲ 6% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,414/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$1,028
1BR
$1,149
2BR
$1,414
3BR
$1,967
4BR
$2,180

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.1%
▼ 2 ppt vs national
High School+
74.7%
Median Age
36.9
Avg. Commute

Childcare Costs

Infant (Center)
$11,241/yr
10% of income
Toddler (Center)
$11,688/yr
Preschool (Center)
$10,042/yr
School-Age (Center)
$10,042/yr

What This Means

Ramsay, MT receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 254. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ramsay, MT affordable?
Ramsay, MT receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $107,813. Median home value is $291,000.
What is the cost of living in Ramsay?
Key cost metrics: 2BR fair market rent $1,414/mo. Infant childcare $11,241/yr. Median home value $291,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →