C-

Raquette Lake, NY

Source:

Affordability Score: 53/100

Population: 108 · 1 ZIP codes

The affordability dashboard for Raquette Lake, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 108 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $73,409, median home value of $350,000, median rent of per month, and 39.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,429 per month (studio $1,075, 1BR $1,089, 3BR $1,713, 4BR $1,892). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.4% and poverty 18.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$73,409
Median household income
Education B
39.8%
Bachelor's degree or higher
Housing F
4.8x
Home value $350,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,429/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$73,409
▲ 18% vs national
Per Capita Income
$34,221
Unemployment Rate
2.4%
Poverty Rate
18.0%

Housing

Median Home Value
$350,000
▲ 27% vs national
Median Rent
Owner Occupied
73.4%
2BR Fair Market Rent
$1,429/mo
▲ 19% vs national

Fair Market Rents by Bedroom

Studio
$1,075
1BR
$1,089
2BR
$1,429
3BR
$1,713
4BR
$1,892

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
39.8%
▲ 10 ppt vs national
High School+
61.4%
Median Age
49.2
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
17% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Raquette Lake, NY receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 108. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Raquette Lake, NY affordable?
Raquette Lake, NY receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $73,409. Median home value is $350,000.
What is the cost of living in Raquette Lake?
Key cost metrics: 2BR fair market rent $1,429/mo. Infant childcare $12,844/yr. Median home value $350,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →