C

Reliance, TN

Source:

Affordability Score: 59/100

Population: 956 · 1 ZIP codes

The affordability dashboard for Reliance, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 956 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $59,408, median home value of $114,700, median rent of per month, and 12.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,233 per month (studio $850, 1BR $940, 3BR $1,584, 4BR $1,633). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Reliance, TN include housing. Pressure points are education. Unemployment currently reads 7.1% and poverty 13.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,408
Median household income
Education F
12.2%
Bachelor's degree or higher
Housing A+
1.9x
Home value $114,700 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,233/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,811/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$59,408
▼ 4% vs national
Per Capita Income
$32,431
Unemployment Rate
7.1%
Poverty Rate
13.8%

Housing

Median Home Value
$114,700
▼ 58% vs national
Median Rent
Owner Occupied
90.3%
2BR Fair Market Rent
$1,233/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$850
1BR
$940
2BR
$1,233
3BR
$1,584
4BR
$1,633

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.2%
▼ 18 ppt vs national
High School+
64.9%
Median Age
52.5
Avg. Commute

Childcare Costs

Infant (Center)
$6,811/yr
11% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Reliance, TN receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 956. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Reliance, TN affordable?
Reliance, TN receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,408. Median home value is $114,700.
What is the cost of living in Reliance?
Key cost metrics: 2BR fair market rent $1,233/mo. Infant childcare $6,811/yr. Median home value $114,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →