B-

Rensselaer Falls, NY

Source:

Affordability Score: 69/100

Population: 1,244 · 1 ZIP codes

The affordability dashboard for Rensselaer Falls, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,244 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $80,625, median home value of $98,200, median rent of $643 per month, and 26.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,071 per month (studio $742, 1BR $816, 3BR $1,284, 4BR $1,418). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Rensselaer Falls, NY include housing, rent. Unemployment currently reads 9.0% and poverty 12.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,625
Median household income
Education D
26.9%
Bachelor's degree or higher
Housing A+
1.2x
Home value $98,200 vs income
Commute C-
26 min
Average commute time
Rent A
$1,071/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$80,625
▲ 30% vs national
Per Capita Income
$30,611
Unemployment Rate
9.0%
Poverty Rate
12.9%

Housing

Median Home Value
$98,200
▼ 64% vs national
Median Rent
$643/mo
Owner Occupied
90.5%
2BR Fair Market Rent
$1,071/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$742
1BR
$816
2BR
$1,071
3BR
$1,284
4BR
$1,418

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.9%
▼ 3 ppt vs national
High School+
53.6%
Median Age
43.1
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
16% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Rensselaer Falls, NY receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 1,244. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Rensselaer Falls, NY affordable?
Rensselaer Falls, NY receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,625. Median home value is $98,200.
What is the cost of living in Rensselaer Falls?
Key cost metrics: Median rent $643/mo. 2BR fair market rent $1,071/mo. Infant childcare $12,844/yr. Median home value $98,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →