C+

Richards, MO

Source:

Affordability Score: 63/100

Population: 702 · 1 ZIP codes

The affordability dashboard for Richards, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 702 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $59,737, median home value of $151,700, median rent of per month, and 27.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $923 per month (studio $686, 1BR $703, 3BR $1,160, 4BR $1,373).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Richards, MO include housing, rent. Unemployment currently reads 4.6% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,737
Median household income
Education D
27.2%
Bachelor's degree or higher
Housing B+
2.5x
Home value $151,700 vs income
Commute N/A
N/A
Average commute time
Rent A-
$923/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$59,737
▼ 4% vs national
Per Capita Income
$29,510
Unemployment Rate
4.6%
Poverty Rate
5.2%

Housing

Median Home Value
$151,700
▼ 45% vs national
Median Rent
Owner Occupied
84.2%
2BR Fair Market Rent
$923/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$686
1BR
$703
2BR
$923
3BR
$1,160
4BR
$1,373

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.2%
▼ 3 ppt vs national
High School+
63.1%
Median Age
39.9
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Richards, MO receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 702. This area performs well in housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Richards ZIP Codes
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What are common questions about this dashboard?

Is Richards, MO affordable?
Richards, MO receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,737. Median home value is $151,700.
What is the cost of living in Richards?
Key cost metrics: 2BR fair market rent $923/mo. Median home value $151,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →