Richland, MO

The affordability dashboard for Richland, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,869 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $38,194, median home value of $108,400, median rent of $478 per month, and 13.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,062 per month (studio $789, 1BR $809, 3BR $1,477, 4BR $1,699).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent. Unemployment currently reads 3.1% and poverty 26.2% — numbers worth keeping alongside the headline grade.