F

Richmondville, NY

Source:

Affordability Score: 36/100

Population: 2,474 · 1 ZIP codes

The affordability dashboard for Richmondville, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,474 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $50,608, median home value of $169,500, median rent of $860 per month, and 24.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,702 per month (studio $1,217, 1BR $1,417, 3BR $2,041, 4BR $2,253). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 4.3% and poverty 10.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,608
Median household income
Education F
24.8%
Bachelor's degree or higher
Housing C
3.3x
Home value $169,500 vs income
Commute D
28 min
Average commute time
Rent F
$1,702/mo
2BR fair market rent (40% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$50,608
▼ 18% vs national
Per Capita Income
$33,460
Unemployment Rate
4.3%
Poverty Rate
10.2%

Housing

Median Home Value
$169,500
▼ 38% vs national
Median Rent
$860/mo
Owner Occupied
73.7%
2BR Fair Market Rent
$1,702/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,217
1BR
$1,417
2BR
$1,702
3BR
$2,041
4BR
$2,253

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.8%
▼ 5 ppt vs national
High School+
63.6%
Median Age
47.9
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
25% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Richmondville, NY receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 2,474. Challenges include income and education and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Richmondville, NY affordable?
Richmondville, NY receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,608. Median home value is $169,500.
What is the cost of living in Richmondville?
Key cost metrics: Median rent $860/mo. 2BR fair market rent $1,702/mo. Infant childcare $12,844/yr. Median home value $169,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →