C+

Riverdale, NJ

Source:

Affordability Score: 61/100

Population: 3,559 · 1 ZIP codes

The affordability dashboard for Riverdale, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,559 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $102,950, median home value of $395,900, median rent of $2,424 per month, and 47.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,205 per month (studio $1,612, 1BR $1,822, 3BR $2,761, 4BR $3,137). Department of Labor data lists infant center-based childcare at $16,984 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Riverdale, NJ include income, education. Unemployment currently reads 0.8% and poverty 7.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$102,950
Median household income
Education B+
47.0%
Bachelor's degree or higher
Housing D
3.8x
Home value $395,900 vs income
Commute D
28 min
Average commute time
Rent C+
$2,205/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$16,984/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$102,950
▲ 66% vs national
Per Capita Income
$58,340
Unemployment Rate
0.8%
Poverty Rate
7.7%

Housing

Median Home Value
$395,900
▲ 44% vs national
Median Rent
$2,424/mo
Owner Occupied
70.6%
2BR Fair Market Rent
$2,205/mo
▲ 84% vs national

Fair Market Rents by Bedroom

Studio
$1,612
1BR
$1,822
2BR
$2,205
3BR
$2,761
4BR
$3,137

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
47.0%
▲ 17 ppt vs national
High School+
75.3%
Median Age
50.2
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$16,984/yr
16% of income
Toddler (Center)
$16,638/yr
Preschool (Center)
$16,638/yr
School-Age (Center)
$7,742/yr

What This Means

Riverdale, NJ receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 3,559. This area performs well in income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Riverdale, NJ affordable?
Riverdale, NJ receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $102,950. Median home value is $395,900.
What is the cost of living in Riverdale?
Key cost metrics: Median rent $2,424/mo. 2BR fair market rent $2,205/mo. Infant childcare $16,984/yr. Median home value $395,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →