B+

Rochester, MI

Source:

Affordability Score: 79/100

Population: 97,195 · 3 ZIP codes

The affordability dashboard for Rochester, MI aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 97,195 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $126,584, median home value of $428,612, median rent of $1,640 per month, and 63.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,411 per month (studio $1,009, 1BR $1,122, 3BR $1,724, 4BR $1,868). Department of Labor data lists infant center-based childcare at $10,211 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Rochester, MI include income, education, rent, childcare. Unemployment currently reads 3.9% and poverty 4.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$126,584
Median household income
Education A+
63.9%
Bachelor's degree or higher
Housing C-
3.4x
Home value $428,612 vs income
Commute C
25 min
Average commute time
Rent A+
$1,411/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$10,211/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$126,584
▲ 104% vs national
Per Capita Income
$62,119
Unemployment Rate
3.9%
Poverty Rate
4.7%

Housing

Median Home Value
$428,612
▲ 56% vs national
Median Rent
$1,640/mo
Owner Occupied
78.2%
2BR Fair Market Rent
$1,411/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$1,009
1BR
$1,122
2BR
$1,411
3BR
$1,724
4BR
$1,868

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
63.9%
▲ 34 ppt vs national
High School+
76.3%
Median Age
41.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$10,211/yr
8% of income
Toddler (Center)
$10,211/yr
Preschool (Center)
$9,206/yr
School-Age (Center)
$8,244/yr

What This Means

Rochester, MI receives an overall affordability grade of B+ (79/100), aggregated from 3 ZIP codes with a total population of 97,195. This area performs well in income and education and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Rochester ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Rochester, MI affordable?
Rochester, MI receives an overall affordability grade of B+ (79/100) based on Census, HUD, FBI, and DOL data. Median household income is $126,584. Median home value is $428,612.
What is the cost of living in Rochester?
Key cost metrics: Median rent $1,640/mo. 2BR fair market rent $1,411/mo. Infant childcare $10,211/yr. Median home value $428,612.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →