F

Rock Island, TX

Source:

Affordability Score: 38/100

Population: 338 · 1 ZIP codes

The affordability dashboard for Rock Island, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 338 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $43,149, median home value of $122,800, median rent of per month, and 10.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,147 per month (studio $892, 1BR $917, 3BR $1,375, 4BR $1,688). Department of Labor data lists infant center-based childcare at $9,620 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 9.3% and poverty 8.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,149
Median household income
Education F
10.4%
Bachelor's degree or higher
Housing B
2.8x
Home value $122,800 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,147/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,620/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$43,149
▼ 30% vs national
Per Capita Income
$18,657
Unemployment Rate
9.3%
Poverty Rate
8.9%

Housing

Median Home Value
$122,800
▼ 55% vs national
Median Rent
Owner Occupied
94.7%
2BR Fair Market Rent
$1,147/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$892
1BR
$917
2BR
$1,147
3BR
$1,375
4BR
$1,688

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.4%
▼ 20 ppt vs national
High School+
55.3%
Median Age
49.2
Avg. Commute

Childcare Costs

Infant (Center)
$9,620/yr
22% of income
Toddler (Center)
$8,944/yr
Preschool (Center)
$8,684/yr
School-Age (Center)
$8,112/yr

What This Means

Rock Island, TX receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 338. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Rock Island ZIP Codes
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What are common questions about this dashboard?

Is Rock Island, TX affordable?
Rock Island, TX receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,149. Median home value is $122,800.
What is the cost of living in Rock Island?
Key cost metrics: 2BR fair market rent $1,147/mo. Infant childcare $9,620/yr. Median home value $122,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →