B-

Rockford, MN

Source:

Affordability Score: 68/100

Population: 5,600 · 1 ZIP codes

The affordability dashboard for Rockford, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,600 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $105,556, median home value of $363,900, median rent of $1,054 per month, and 41.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,709 per month (studio $1,242, 1BR $1,405, 3BR $2,262, 4BR $2,531). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Rockford, MN include income, rent. Unemployment currently reads 1.2% and poverty 4.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$105,556
Median household income
Education B
41.3%
Bachelor's degree or higher
Housing C-
3.4x
Home value $363,900 vs income
Commute D
28 min
Average commute time
Rent A-
$1,709/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$12,844/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$105,556
▲ 70% vs national
Per Capita Income
$47,654
Unemployment Rate
1.2%
Poverty Rate
4.0%

Housing

Median Home Value
$363,900
▲ 32% vs national
Median Rent
$1,054/mo
Owner Occupied
83.5%
2BR Fair Market Rent
$1,709/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,242
1BR
$1,405
2BR
$1,709
3BR
$2,262
4BR
$2,531

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.3%
▲ 11 ppt vs national
High School+
67.8%
Median Age
38.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
12% of income
Toddler (Center)
$11,353/yr
Preschool (Center)
$10,695/yr
School-Age (Center)
$8,840/yr

What This Means

Rockford, MN receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 5,600. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Rockford, MN affordable?
Rockford, MN receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $105,556. Median home value is $363,900.
What is the cost of living in Rockford?
Key cost metrics: Median rent $1,054/mo. 2BR fair market rent $1,709/mo. Infant childcare $12,844/yr. Median home value $363,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →